Risk Alert | RIC Initiatives Examined by the “Division”
Observations from Examinations in the Registered Investment Company Initiatives
October 26, 2021
Summary:
- Focus:
- The SEC examined more than 50 fund complexes, more than 200 funds and/or series of funds, and nearly 100 advisers with a focus on practices and compliance in areas that may have an impact on retail investors.
- Observations:
- Compliance Program:
- The SEC noted funds and their advisers did not establish, maintain, update, follow and/or appropriately tailor their compliance programs to address various business practices.
- This includes the following below:
- Portfolio management;
- Valuation;
- Trading;
- Conflicts of interest;
- Fees and expenses; and
- Board Oversight of Compliance Programs:
- Deficiencies found in the following areas:
- Monitoring and reporting with accurate information;
- Providing appropriate processes as part of the respective fund board’s annual review and approval of the fund’s investment advisory agreement;
- Completing required annual reviews of the funds’ compliance programs;
- Ensuring that the annual report for the respective funds’ chief compliance officer addressed the operation of the policies and procedures of the funds’ adviser; and
- Adopting and maintaining appropriate policies and procedures for the funds’ board to exercise appropriate oversight.
- Disclosure to Investors:
- The examination found that funds had inaccurate, incomplete and/or omitted disclosures in their filings, and inaccurate, incomplete, and/or omitted disclosures on a variety of advertising and sales literature-related topics.
- Deficiencies found in the following areas:
- Compliance Program:
- Recommendations for:
- Compliance Programs:
- Review compliance policies and procedures for consistency with practices;
- Conduct periodic testing and reviews for compliance with disclosures;
- Assess the effectiveness of compliance policies and procedures in addressing conflicts of interests; ad
- Ensure compliance programs address the oversight of key vendors.
- Funds’ Board Oversight:
- Assess whether information provided to the board is accurate; and
- Assess if the funds were adhering to their processes for board reporting.
- Disclosures:
- Review and amend disclosures in funds’ prospectuses, SAIs, shareholder reports and/or other investor communications consistent with the funds’ investments and investment policies and restrictions;
- Update fund websites disclosures concurrently with new or amended disclosures in fund prospectuses, SAIs, shareholder reports or other client communications;
- Review and testing of fees and expenses disclosed in fund prospectuses, SAIs, shareholder reports or other client communications for accuracy and completeness of presentation; and
- Review and testing of funds’ performance advertising for accuracy and appropriateness of presentation and applicable disclosures.
- Compliance Programs:
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